Lendza ReviewLendza offers hassle-free financing for small businesses. As experienced members of the financial industry, all Lendza team members will work to find you the funding that is right for your business. Lendza is not a funding provider itself, but rather it pairs small businesses with a reputable provider that can provide the funding needed. 

Lendza aims to reduce the risk small businesses face, helping them find providers through a quick and simple online process that can be suitable for any financial situation. 

What type of funding does Lendza provide?

Lendza helps small businesses connect with financial providers for a wide range of financing solutions, including:

  • Accounts Receivable Financing
  • Acquisition Funding
  • Business Line of Credit
  • Commercial Real Estate Financing
  • Equipment Financing
  • Franchise Loans
  • Merchant Cash Advances
  • Microloans
  • SBA Loans
  • Short Term Business Funding
  • Startup Funding
  • Traditional Term Business Funding


requirments_icon1Loan Amount
Up to $350,000 

Depending on loan type, up to 25 years 

Fund received
Depending on loan type, anywhere from 2 days to 9 months 

What do I need to qualify for funding?

Each small business funding option will have its own unique requirements, but all loans will require the following: 

  • US citizen 
  • Over 18 years of age 
  • Address, email address, and phone number 

How do I apply to get funding?

A small business can get funding in 3 simple steps – fill out the secure funding request form on the Lendza website, wait to be paired with a funding provider, and then work with the provider to obtain the finances your business needs. 

Find the right funding for your business

What is the process to receive funding?

Once the business has been paired with the funding provider, Lendza will no longer be involved. All financing and agreements, including the funding term, interest rates, and time it takes for the funds to be deposited will be agreed upon with the provider. 

Does Lendza run a credit check? 

No. Lendza passes on your details to the provider without running a credit check. However, the provider will check your credit before offering to fund. Lendza aims to pair you with a provider that can work with your credit score. 

Do I have to provide security or a guarantee? 

All loan requirements will depend on the financial provider the small business is working with. There are secured loans available that will require collateral. 

Are there fees involved? 

Fees and terms will depend on the specific provider. Filling out the Lendza request form is free with no obligation required. 

What are the loan rates? 

The loan rates depend on the type of loan the business takes and the specific provider. It ranges from 4.25% – 60%. 

What documentation do I need to provide? 

All you need to do is fill out the funding request form on the Lendza website. The provider the business is paired with will let you know which specific documents they require. 

How long will it take for the money to get into my account? 

Depending on the type of loan and the specific provider, the money can take as little as 2 days and as long as 9 months to be received. 

What happens in the case of a default? 

This will depend on the agreement you sign with the specific provider you are paired with. 

Is Lendza regulated? 

Lendza does not provide funding, but it pairs you with a reputable and regulated financing provider.