Fleximize Review

Fleximize is a UK-based direct funding company. Our mission is to help small and medium British businesses grow by providing them with flexible financing solutions tailored to their unique needs and preferences. We are striving to provide our clients with experience and service traditionally available only to larger corporates. Fleximize aims to combine a focus on relationship lending with a data-driven approach to deliver funds quickly, while maintaining a personal relationship with each client. Fleximize is FCA-regulated.

What type of funding does Fleximize provide?


requirments_icon1Loan Amount
£1000 – £150,000

3 months to 18 months

Fund received
Up to 24 hrs

What do I need in order to qualify for funding?

Fleximize business loans are available to companies with at least six months of trading history, a 20 percent or greater gross profit margin on products, and a minimum average monthly revenue of £3,000.

How do I apply to get funding?

You need to complete a three-step application on the website. It takes approximately 10 minutes and a representative will contact you with your eligibility within one business day.

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What is the process to receive funding?

After the borrower completes an online application, Fleximize runs personal and business AML and credit checks. If both of these are satisfactory, the loan applicant must submit the most recent statutory and management accounts, three months of bank statements, and a report detailing the last 12 months of company revenue.

“Extremely efficient service unlike the experiences I have had with standard high street banks. Everything is clearly explained prior to agreement. The agent showed business acumen which helped in deciding the best options available to our business.”  Richard May


Does Fleximize run a credit check?

Yes, Fleximize orders credit reports on the business and its principal owner.

Do I have to provide security or a guarantee?

Collateral is not required in most cases, but a personal guarantee from a shareholder or owner typically is required.

Are there fees involved?

There are no additional fees to set up or maintain a loan account.

What are the interest rates?

Fleximize does not charge a set interest rate on its revenue advance loans. Instead, borrowers agree to pay a percentage of their net sales upon accepting the loan. The interest rate on pre-determined loans depends on the amount borrowed, length of the loan, and the borrower’s financial strength.

What documentation do I need to provide?

Fleximize requires all borrowers to provide the most recent management or filed accounts as well as company bank statements. A scanned copy of the owner’s personal and business debit cards are also required.

How long will it take for money to get into my account?

This typically occurs within one business day.

What happens in the case of a default?

In the case of a pre-determined loan, Fleximize attempts to work with the company and may change the terms of the loan if necessary. It may begin collection activity after one to two months with no cooperation from the borrower. There is no payment due on revenue advance loans when the company’s income that month was zero. However, Fleximize will follow the same procedures as a pre-determined loan when the borrower earns revenue but does not make a payment for two months.

Is Fleximize regulated?

Fleximize operates in compliance with the FCA.